Hog Law Case Results
Case Study
Outcome: $80,000.00
Type of Accident: Motorcycle Accident
Practice Area: Motorcycle Accident
The Biker's Injuries Included
- left shoulder full-thickness tear of his supraspinatus tendon with retraction
- a right shoulder impingement bursitis
- need of surgery
Motorcycle Accident Resulting in cervical disc herniations, right shoulder injury and right wrist injury
Description:
The driver of a Toyota Tacoma suddenly and unexpectedly made a left turn into a gas station violating the right of way of the biker causing a T-Bone type collision, causing serious injuries to the biker. EMS & Fire Rescue arrived on scene resulting in emergency transport to the nearest hospital. The biker was initially diagnosed with cervical muscle strain, hand laceration, motorcycle accident and musculoskeletal pain, also receiving a $30,000 hospital bill after discharge, without any hospital admission.
With continuing complaints of pain, he followed up with his treating physician and after further diagnostic testing, received final diagnoses of three cervical (neck) disc herniations, also having a shoulder sprain/strain with impingement. The elderly at fault driver had Bodily injury liability insurance limits of $30,000. The motorcyclist had motorcycle insurance having Underinsured Motorist coverage of $50,000. Both insurance companies tendered the limits of both insurance policies resulting in a total recovery of $80,000. The hospital timely filed their Notice of Lien seeking recovery of $30,000 against our client's recovery. Afterwards, we negotiated the hospital lien to less than $8,000 (saving the biker more than $22,000).
The take-away(s) in this case are:
- The biker was smart to have motorcycle insurance and to have Underinsured Motorist coverage, the highest limits he could reasonably afford.
- The at-fault driver had Bodily Injury liability coverage of $30,000, she was elderly and did not have any personal assets to contribute additional monies.
- We met the objectives of obtaining best medical care and best financial recovery for the biker, obtaining all insurance limits available, also going the "extra mile" by significantly reducing his medical bills, resulting in a Closing Statement with discounted attorney fees, little to no cases costs, reduced medical bills paid off and better than expected settlement proceeds to the biker – much more than he ever expected under the circumstances. Personal, prompt and professional service (leaving no stone unturned) resulted in a great outcome!
Note:
On a finishing note, this biker afterwards is on a new bike, back on the road and living his dream of traveling across the country!