Hog Law Case Results
Case Study
Outcome: $160,000.00
Type of Accident: Automobile Accident
Practice Area: Automobile Accident
The Biker's Injuries Included
- Traumatic brain injury
- Two (2) low back disc protrusion(s) with nerve root impingement plus several other lifetime/permanent injuries.
We submitted a comprehensive demand package (with multiple exhibits) to all insurance companies. Each carrier tendered their respective insurance limits above, for a total recovery of $160,000.
Automobile Accident Resulting in traumatic brain injury, L4-5 & L5-S1 disc protrusions with nerve root impingement.
Description:
A Dodge made sudden and unexpected left hand turn violating the right of way of our client who was seated in the front passenger seat of her son's vehicle. She was seat-belted and experienced this near head-on collision crash without any warning, hitting her head and causing her tremendous bruising to many parts of her body, requiring Fire Rescue, EMS, ambulance transport to the local emergency room, with hospital admission and treating doctors afterwards. She was ultimately diagnosed as having a traumatic brain injury, also having two (2) low back disc protrusion(s) with nerve root impingement plus several other lifetime/permanent injuries. The at fault driver had minimum Bodily Injury liability coverage of $10,000. Her son's vehicle had Uninsured/Underinsured Motorist coverage of $50,000; and she herself had her own automobile insurance policy having Underinsured Motorist coverage of $100,000.
The three (3) takeaways from this case are:
- Beware: Bad drivers in the state of Florida carry little or no Bodily Injury liability coverage. Most people do not know this until after an accident.
- Revisit your automobile insurance coverage: Protect yourself and your family by making sure YOU have Uninsured/Underinsured Motorist coverage within your automobile insurance as this coverage follows you even when in another vehicle not owned by yourself.
- After any collision, check the vehicle you were a passenger in to see if the owner of the vehicle also carried Uninsured/Underinsured Motorist coverage – to obtain ALL applicable coverage to maximize your recovery!